How to Check Indian Bank Balance by SMS, ATM, Missed Call, WhatsApp, and Net Banking

Indian Bank, established in 1907, is one of the highly recognised, finest, and best banks in India. It is a public sector bank with its headquarters in Chennai. It has approximately 5,901 branches all over India delivering a wide range of services. The primary services offered by the bank include depositing or withdrawing money from either a savings or a current account, granting loans and overdraft facilities, and offering a debit and credit card. 

Other key services offered by the Indian bank include accepting investments from customers in mutual funds, government schemes, and other deposits, locker facility, and insurance facility. Indian Bank is a progressive and trusted bank offering high-quality services to its customers.

Indian Bank offers net banking facility and toll-free numbers to its customers and other users to help them navigate minor issues like balance enquiry, transaction details, bill payments, etc. However, some customers are baffled by how to check the Indian Bank account balance. So, let’s see the different ways by which you can navigate and check your Indian Bank account balance. 

Indian Bank Balance Check Numbers

Indian Bank provides some numbers to its customers to check their account balance. As a customer, you should know these numbers to simplify your work.

Here is a list of numbers you can use to check your Indian Bank account balance:

Indian Bank Balance Check through Missed Call

Whenever you open a bank account, in the account application form, you have to provide a valid mobile number that is linked to your account. You receive all the details, including credit or debit balance details, on your registered mobile number. With the help of this number, you can also check your  Indian Bank account balance. You just need to give a missed call by following these steps:

1. The Indian Bank balance check number via missed call is 9677633000
2. Call this number by your registered mobile number
3. After the call is successfully connected, disconnect it in one or two rings.
4. After a few seconds, you will receive an SMS on your number highlighting your account balance details.

Indian Bank Balance Check through SMS

Another easy option to check your Indian Bank account balance is to send an SMS to the bank’s service number. To avail yourself of this service, you first need to register your phone number for the SMS banking facility. You can visit your nearby branch, fill out an SMS banking application form, and submit it. Shortly, you will receive an SMS on the number you gave in the application form confirming your registration and an MPIN along with that.

Afterwards, you need to follow these steps for an Indian Bank balance check through SMS:

1. On your phone, in the text message, write a code: <BALAVL><space>< YOUR ACCOUNT NUMBER><space><YOUR MPIN>
2. Send this message to the Indian Bank balance check number via SMS – 9444394443
3. Shortly, you will receive an SMS on your number reflecting the balance of your account

Indian Bank Balance Check through WhatsApp

WhatsApp is the most common application used by everyone today. To check your Indian Bank account balance, you can access the WhatsApp facility as well. You just need to:

1. In your contact list, save the Indian Bank balance check number – 8754424242
2. Send a “Hi” to this WhatsApp number from your registered mobile number
3. In the chat, you will receive a reply with many options related to your account. Select the “Deposit Services” option and afterwards, choose the “Balance Enquiry” option.
4. On the chat, the WhatsApp bot will reflect your balance details.

Indian Bank Balance Check through Net Banking

Indian banks offer amazing net banking facilities to their customers all across the country. To your account balance using this facility, you can go through the following steps:

1. Go to the Indian Bank net banking portal.
2. There, you will find the option of “Login for net banking,” select it.
3. Now, enter your details like login ID and password. Enter it to proceed further.
4. After logging in to your account, go to the “Account Details” option.
5. Scroll the options until you locate “Check Account Balance”. Select it to know your Indian Bank account balance details. 

Indian Bank Balance Check through Mobile Banking

Indian Bank has its online mobile application called IndOASIS, through which you can check your bank balance in easy steps. You just need to:

1. Go to the Play Store or App Store, search for the application, and download it.
2. Access the application on your device and enter your account credentials
3. A dashboard will appear on the screen. It is the home page from which you can select different options.
4. Among various options, you will find “My Account.” Click on it to know the bank balance

Indian Bank Balance Check through Passbook

Apart from all the methods listed above, you can also check your Indian Account bank balance through your passbook. Passbook tracks your daily transactions and provides a detailed overview of your daily records and remaining balance. To check your balance with the help of your passbook, follow these steps:

1. Visit the Indian Bank or the Indian Bank ATM nearest to your locality
2. Insert your passbook into the available machine. Note that the machine will scan your barcode to access your account details, so put it correctly.
3. After scanning the barcode, accessing your account details and credentials, the machine will start printing the details.
4. Once it is done, you can take back your passbook and access your bank account balance and transaction details.
5. You can continue the process until your passbook is fully updated

Why You Should Check Your Indian Bank Balance Frequently?

Accessing your account details frequently is necessary to know the balance, transaction details, bank charges (if deducted), and any other changes or inconveniences. In the digital world, staying updated about your bank details is important to avoid unnecessary penalties, charges, or fraud. Furthermore, knowing your bank balance allows you to plan for the future effectively, manage expenses, and develop a better financial blueprint for the upcoming days.

Concluding Remarks

Keeping track of your bank account details is important. For that purpose, you should know the Indian Bank balance check numbers. By using the numbers given above, you can easily access your balance details via SMS, missed calls, WhatsApp, passbook, or mobile/net banking. If you face any difficulties while navigating through your bank account information, you can visit the nearest Indian Bank branch for help. Frequently Asked Questions

FAQs – How to Check Indian Bank Balance