Groww · Brokerage · Calculator 2026

Groww Brokerage Calculator — Know Your Real Trade Cost

Calculate exact brokerage, STT, GST, exchange charges, and more for every trade type on Groww. Plus: a complete guide to how Groww's fee structure works in 2026.

₹20

Max brokerage / order

0.05%

Or lower applies

₹0

AMC charges

₹0

Account opening

What Is the Groww Brokerage Calculator?

The Groww Brokerage Calculator is an online tool that computes the complete cost of executing a trade on the Groww platform — not just the headline brokerage fee, but every statutory charge that appears on your contract note. It is an important tool for anyone looking to make informed decisions about their investments, as it allows them to understand the full extent of the costs involved in a trade.

Most traders focus only on brokerage — the flat ₹20 or the 0.05% rate — but the true cost of a trade includes Securities Transaction Tax (STT), exchange transaction charges, GST at 18%, SEBI fees, DP charges on delivery sells, and stamp duty. When you add all these up, a simple intraday round-trip trade that appears to cost ₹40 in brokerage can actually total ₹120–₹160 in cumulative charges. The brokerage calculator brings that full picture to your screen before you place a single order.

Groww hosts its own official brokerage calculator at groww.in/calculators/brokerage-calculator, and this guide enhances it with a comprehensive breakdown of every charge type, worked examples across different trade sizes, and an interactive live calculator below.

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Pre-trade planning

Know your break-even price before placing an order. Crucial for scalpers and intraday traders where margins are tight.

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True cost visibility

Reveals all 6 charge components — not just brokerage. Helps you spot trades where charges exceed potential gains.

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Strategy comparison

Compare the total cost of delivery vs intraday for the same stock, or options vs futures for the same contract.

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Contract note check

Verify that the charges on your Groww contract note match expectations. Spot any discrepancies instantly.

Live Groww Brokerage Calculator — All Trade Types

Select your trade type, enter buy/sell prices and quantity, and get an instant breakdown of every charge including breakeven point.

Groww Brokerage Calculator 2026

Updated with Budget 2026 STT rates · All charges included

Buy Price (₹)

Sell Price (₹)

Quantity (Shares)

Exchange

Charge Component	Side	Rate Applied	Amount (₹)

Note: STT rates reflect Budget 2026 revisions effective April 1, 2026. Regulatory charges (STT, exchange fees, GST, SEBI charges, stamp duty) are levied by government/exchanges — identical across all brokers. DP charges apply on delivery sell-side only.

Groww's Complete Fee Structure — Segment by Segment

Groww is an online discount broker following a simple flat fee model. The minimum brokerage charged is 0.05% of trade value and the maximum brokerage charged is ₹20 across all segments including Equity Delivery, Intraday and F&O. Here is the complete breakdown:

Brokerage charges by segment

Segment	Brokerage	Free / Paid	Notes
Equity Delivery	₹20 or 0.05%*	Paid	Whichever is lower. Min ₹5 applies on very small trades.
Equity Intraday	₹20 or 0.05%*	Paid	Auto square-off at 3:20 PM; penalty ₹50+GST/position if missed.
Equity Futures	₹20 or 0.05%*	Paid	Per executed order. Physical settlement notice charges may apply.
Equity Options	₹20 per order	Paid	Flat ₹20 per executed order, regardless of premium or lot size.
Currency Futures	₹20 or 0.05%*	Paid	NSE/BSE currency segment.
Commodity	₹20 or 0.05%*	Paid	MCX segment. Gold, Silver, Crude Oil, Natural Gas.
Mutual Funds	₹0 (Free)	Free	Direct mutual fund investments — zero commission.
IPO Application	₹0 (Free)	Free	UPI-based ASBA applications via Groww — no charges.
ETF (SIP)	₹20 or 0.05%*	Paid	ETF trades billed like equity; ETF SIP is supported.

* Whichever is lower of ₹20 or 0.05% of trade value. Minimum brokerage ₹5 per order when percentage is below ₹5.

Account charges

Charge Type	Amount	When Applied
Account Opening	₹0 (Free)	One-time, at registration
Annual Maintenance (AMC)	₹0 (Free)	Annually — Groww charges no AMC
DP Charges (Delivery Sell)	₹13.5 + GST (male) / ₹3.25 + GST (female)	Per scrip per day when selling delivery shares
Physical Statement	₹20–₹30 per request	On demand — digital statements are free
Pledge / Unpledge	₹30 per request	When pledging shares for margin
Call & Trade	₹50 per order	When placing order via customer support call

All Statutory Charges in a Groww Trade — The Full Picture

Beyond brokerage, every Groww trade carries up to six government-mandated charges. These regulatory charges are identical across all brokers as per SEBI rules. Since statutory charges are identical across brokers, the only difference between brokers is their brokerage. Here is exactly what each charge is and how it is calculated:

1. Securities Transaction Tax (STT)

STT is a direct tax levied by the Government of India on every stock market transaction. Budget 2026 revised F&O rates effective April 1, 2026. STT rates: Equity Delivery — 0.1% on both buy and sell sides. Equity Intraday — 0.025% on sell side only. F&O Futures — 0.05% on sell side. F&O Options — 0.15% on sell-side premium.

2. Exchange Transaction Charges (ETC)

Stock exchanges (NSE and BSE) charge a turnover fee for providing their trading infrastructure. NSE equity delivery charges are 0.00322% and NSE intraday charges are 0.00689%. This amounts to approximately ₹3.22 on a ₹1 lakh trade. BSE rates differ slightly by stock group. Exchange charges also include clearing charges from the clearing corporation.

3. Goods and Services Tax (GST)

GST at 18% is applied on the combined total of brokerage and exchange transaction charges. It is not applied on STT or stamp duty. For example, if your brokerage is ₹20 and exchange charge is ₹3.22, GST = 18% × ₹23.22 = ₹4.18.

4. SEBI Fees

SEBI charges a regulatory fee on all securities transactions at the rate of ₹10 per crore of turnover (or 0.000001 of trade value). On a ₹1 lakh trade, SEBI charges approximately ₹0.10 — minimal but present on every transaction.

5. Stamp Duty

Stamp duty is a state tax levied only on the buy side of a trade. Equity delivery and intraday stamp duty is 0.015% of trade value. Futures stamp duty is 0.002%. Options stamp duty is 0.003% of premium. Stamp duty is collected by the broker on behalf of state governments.

6. DP Charges (Delivery Only)

When you sell shares from your Demat account on Groww, a DP charge applies. This includes both the depository's charge and Groww's fee. Female investors pay only ₹3.25 plus GST. Male investors pay ₹13.5 plus GST per scrip. This charge applies once per stock per day — not per quantity of shares sold.

Worked Examples Across Trade Types

Let us walk through three real-world examples to show how the Groww brokerage calculator arrives at its numbers.

Example 1 — Equity Delivery Trade (buy & hold, then sell)

Buy 50 shares of Infosys at ₹1,800 / sell at ₹1,900 on NSE (₹90,000 buy · ₹95,000 sell · Gross profit: ₹5,000)

Brokerage (Buy)	₹20 (0.05% of ₹90,000 = ₹45 → cap at ₹20)
Brokerage (Sell)	₹20
STT (0.1% × ₹90K buy + 0.1% × ₹95K sell)	₹185.00
Exchange charges (NSE 0.00322% × ₹1,85,000)	₹5.96
GST 18% on (₹40 brokerage + ₹5.96 ETC)	₹8.27
Stamp duty (0.015% × ₹90,000 buy side only)	₹13.50
SEBI charges (₹10/Cr × ₹1,85,000)	₹0.19
DP charge (sell side, 1 scrip)	₹13.50 + GST ≈ ₹15.93
Total charges	≈ ₹268.85
Net profit after charges	≈ ₹4,731.15

Example 2 — Equity Intraday Trade (same-day square-off)

Buy 200 shares of HDFC Bank at ₹1,650 / sell at ₹1,660 on NSE (₹3,30,000 buy · ₹3,32,000 sell · Gross profit: ₹2,000)

Brokerage (Buy)	₹20 (cap)
Brokerage (Sell)	₹20 (cap)
STT (0.025% × ₹3,32,000 sell only)	₹83.00
Exchange charges (NSE 0.00689% × ₹6,62,000)	₹45.62
GST 18% on (₹40 + ₹45.62)	₹15.41
Stamp duty (0.003% × ₹3,30,000 buy side)	₹9.90
SEBI charges	₹0.66
Total charges	≈ ₹194.59
Net profit after charges	≈ ₹1,805.41

Example 3 — Options Trade (buy CE, sell on expiry)

Buy 1 lot of Nifty 24000 CE at premium ₹150 / sell at ₹200 (lot size 75 · Buy: ₹11,250 · Sell: ₹15,000 · Gross profit: ₹3,750)

Brokerage (Buy)	₹20 (flat)
Brokerage (Sell)	₹20 (flat)
STT (0.15% × ₹15,000 sell premium)	₹22.50
Exchange charges (0.0495% × ₹26,250 turnover)	₹13.00
GST 18% on (₹40 + ₹13)	₹9.54
Stamp duty (0.003% × ₹11,250)	₹0.34
SEBI charges	₹0.03
Total charges	≈ ₹85.41
Net profit after charges	≈ ₹3,664.59

Key takeaway from the examples: On the intraday trade, charges consumed nearly 10% of the gross profit (₹194 out of ₹2,000). On the delivery trade, 5.4% of profits were consumed. On the options trade, just 2.3%. Understanding this cost-to-profit ratio before trading is exactly why the brokerage calculator matters.

How to Use the Groww Brokerage Calculator — Step by Step

Whether you are using the official Groww calculator at groww.in or the live calculator embedded above, the process is identical:

Select your trade type: Choose from Equity Delivery, Equity Intraday, Futures, or Options. The calculator applies the correct brokerage rate and STT structure for each segment automatically.

Enter buy and sell prices: Input the price at which you plan to buy (or have bought) and the price at which you plan to sell (or have sold) the security. For options, enter the premium value — not the underlying asset price.

Enter quantity or lot size: For equities, enter the number of shares. For futures and options, enter the number of lots — the calculator multiplies by the applicable lot size. For Nifty options, the standard lot size is 75.

Select exchange (NSE or BSE): NSE and BSE have slightly different transaction charge rates. Most liquid stocks and all Nifty/Bank Nifty F&O trade on NSE.

Click Calculate: The calculator instantly displays a complete breakdown: brokerage (buy + sell), STT, exchange charges, GST, stamp duty, SEBI fees, gross P&L, total charges, net P&L, and breakeven price.

Analyse the breakeven price: This is the most actionable output — it tells you exactly how much the price needs to move in your favour before your trade is profitable after all charges. If the breakeven price is close to your entry price, the trade has very thin margin for error.

5 Practical Tips for Reducing Brokerage Impact on Groww

Trade larger quantities per order

Since Groww charges a flat ₹20 cap, a single order for 500 shares at ₹200 (₹1 lakh trade) costs the same brokerage as an order for 10 shares at ₹200 (₹2,000 trade). Consolidating orders dramatically reduces per-unit brokerage cost.

Use delivery for large-cap long holds

For high-conviction long-term picks in Nifty 50 stocks, delivery trading keeps brokerage identical to intraday but avoids the STT asymmetry — intraday STT is 0.025% (sell only) vs delivery STT 0.1% (both sides). For a 30-day+ hold, the cost profile is lower.

Avoid very small-value trades

On a ₹1,000 intraday trade, the 0.05% brokerage is ₹0.50 — but Groww's minimum is ₹5. So you pay 5× the percentage rate. Run the brokerage calculator before any trade below ₹10,000 to ensure charges don't consume your expected profit.

Square off intraday positions on time

If you don't square off your open positions before 3:20 PM, a charge of ₹50 + GST per position will be deducted from your Groww balance. On a ₹1,000 profit trade, that penalty is a 6% cost hit — always close before 3:20 PM.

Use mutual funds for passive exposure

For index exposure and passive investing, Groww's commission-free direct mutual funds are more cost-efficient than ETF SIPs (which incur brokerage + STT on every purchase). If your goal is long-term wealth building, direct SIPs on Groww cost literally nothing in brokerage.

Frequently Asked Questions — Groww Brokerage Calculator

Is the Groww brokerage calculator available for free?

Yes, the official Groww Brokerage Calculator is completely free to use at groww.in/calculators/brokerage-calculator. It requires no login and is available to anyone — account holder or not. You can also use the live calculator embedded in this article.

Does Groww charge brokerage on mutual fund investments?

Groww provides commission-free mutual fund investments and offers free account opening with zero maintenance charges. There is absolutely no brokerage or commission on direct mutual fund SIPs, lump sum investments, or redemptions. The only potential cost is an exit load charged by the fund house itself, which Groww has no control over.

Why does my actual contract note show different charges than the calculator?

Small discrepancies can arise due to rounding differences in statutory charges or due to the stock being traded on BSE (which has slightly different exchange transaction charge rates). Always verify using the calculator as a guide, and compare against the official Groww contract note for the definitive figure. If there is a significant discrepancy, contact Groww support.

What is the DP charge and who gets charged differently?

When you sell shares from your Demat account on Groww, a DP charge applies. This includes both the depository's charge and Groww's fee. Groww waives its own component — female investors pay only ₹3.25 plus GST. Male investors pay the standard ₹13.5 plus GST per scrip per day on delivery sell orders. This charge is not applicable to intraday sells (since shares never enter your demat account in an intraday trade).

How do Groww's charges compare to Zerodha and Upstox?

All three brokers charge ₹20 per executed order for intraday and F&O — making brokerage identical. The only difference is on equity delivery: Zerodha and Dhan charge zero brokerage on delivery, while Groww charges ₹20 or 0.05% (whichever is lower). For large delivery trades over ₹40,000, this means Groww charges ₹20 while Zerodha charges nothing. For smaller delivery trades under ₹40,000, the 0.05% calculation kicks in and both may be comparable.

Does the brokerage calculator account for Budget 2026 STT changes?

The live calculator in this article is updated with Budget 2026 STT rates effective April 1, 2026, including the revised F&O futures STT of 0.05% and options STT of 0.15% on sell-side premium. The official Groww calculator is also regularly updated. Always verify the latest rates at groww.in/pricing before large F&O trades.