Best SIP Plans for 1000 per Month You Should Know in 2025

SIP or Systematic Investment Plan is the most common method to invest in mutual funds by depositing a fixed amount regularly, either on a monthly or quarterly basis, for a certain period of time. In this investment plan, rather than investing a huge lump sum amount in any asset, equity, debt instrument, or institution, you pay small regular instalments that are affordable and feasible to best SIP Plans for 1000 per month . 

There are many SIP Plans that you can consider for long-term returns. This blog provides you with an overview of the 10 best SIP Plans for 1000 per month, how to start a SIP, and why you should invest in SIP. 

10 Best SIP Plans for 1,000 per Month

Here is the list of the best SIP plans for 1,000 per month in 2025, along with their category, expense ratio, AUM, and 5-year CAGR. You should go through the details of these plans to make a wise investment decision.  

Best SIP Plans for 1,000 per Month – Company Overview

1. Nippon India Large Cap Fund 

Inaugurated in January 2013, Nippon India Large Cap Fund is one of the top-performing SIP plans that offers stable growth and high returns. The mutual fund is a large-cap equity firm with a 5-year CAGR of 26.93%. This plan is suitable for investors looking to invest in equity for huge capital appreciation. Since its inception, the fund has invested in the financial sector, industrial and technological sectors, and oil, gas, and electronics sectors.  

2. ICICI Pru Bluechip Fund 

Established in 2008, the fund invests in large-cap stocks and manages diverse portfolios. With a 5-year CAGR of 23.96%, the fund aims to offer high long-term returns and risk management to the investors. The key sector where the firm invest includes Banks, IT sector, Auto, Pharma, Refineries, and Engineering. Since its inception, the fund has shown steady and continuous growth. 

3. Invesco India Infrastructure Fund 

The fund was established in January 2013, and since then, it has effectively managed its portfolio among different sectors, including energy, telecom, construction, capital goods, and electrical equipment. The fund offers a 5-year CAGR of 34.45% and is more suitable for investors who want to invest their capital in long-term assets for aggressive returns. 

4. HDFC Mid-Cap Opportunities Fund 

Incepted in June 2007, HDFC mid-cap opportunities fund invests the capital in mid and small-cap stocks for maximum return and risk management. The major sectors where the fund parked its capital include financial, automobile, technology, and healthcare. The fund offers a comprehensive 5-year CAGR of 31.12% and is more suitable for investors who want to take a high risk for an aggressive return in the long term. 

5. Nippon India Multi Cap Fund 

Nippon India Multi Cap Fund was incepted in March 2003, and offers a 5-year CAGR of 33.02% to the investors. The key sectors where the fund invests include private banks, pharmaceuticals, finance, electric components and equipment, and oil, gas, and refining. Investors who want to undertake moderate risk for a huge return on a long-term basis can prefer investing in this fund. 

6. ICICI Prudential Dividend Yield Equity Fund 

Established in May 2014, ICICI Prudential Dividend Yield Equity Fund offers long-term gains and a 5-year CAGR of 30.86% to investors. The multiple sectors across which the fund parked its capital include automobile, finance, healthcare, energy, and construction. This fund offers a healthy and steady cash flow and is more preferable for investors looking for regular returns, moderate growth, and low risk.

7. ICICI Prudential Equity and Debt Fund 

Incepted in November 1999, ICICI Prudential Equity and Debt Fund is a balanced mixture of debt and equity to maximise return and efficient risk management. The fund invests in key areas like technology, automobile, finance, and the healthcare sector, offering a 5-Year CAGR of 25.42% to the investors. 

8. Kotak Debt Hybrid Fund 

Incepted in January 2013, the fund’s main objective is to generate huge and continuous returns from highly liquid debt instruments. The key investment areas of the fund include the government sector, corporate sector, technology, financial sector, and consumer sector. With a 5-year CAGR of 13.82%, the fund is suitable for investors looking for a moderate return with low risk factors.

9. UTI Nifty 50 Index Fund

UTI Nifty 50 Index Fund was established in January 2013 with the aim of generating high returns and offering investment flexibility to investors. The fund parks the investors’ fund in key areas like consumer, automobile, technology, and telecom sectors. It offers a 5-year CAGR of 19.87% and stable long-term returns.  

10. Axis Strategic Bond Fund 

Axis Strategic Bond Fund was established in March 2012 with a view to offering optimal returns and maintaining liquidity of the portfolios. The sector where the fund invests includes the real estate sector, government securities, and the banking and brokerage sectors. The fund offers a 5-year CAGR of 7.99% to the investors and effectively manages the risk considerations.

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